3 secrets to budgeting replacement windows costs

July 20, 2011

Does it make any sense to spend money on home improvement projects these days? That's a question that many homeowners are asking themselves, as they read about falling real estate values and a difficult sellers' market. Even if you do decide to go ahead with an upgrade, where does the money come from?

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How soon do you want to begin this project?

If you're planning on staying in the house for a long period of time, or the improvement adds real value to your property, an upgrade can still be a good idea. The first step is to calculate how much the project will cost.

Budgeting options for replacement windows cost

If you're considering upgrading your home's energy efficiency by installing new replacement windows, there are several resources that can help you determine an approximate cost for the project, and whether it's a good idea to proceed. A few that can be very helpful:

  1. Window manufacturers: Window companies, such as Milgard and Anderson, have information on their websites that can help you get a rough idea of your replacement windows cost. Milgard has an entire section devoted to helping their customers determine the cost of a window upgrade. Anderson allows you to price most individual window styles and sizes on their easy-to-navigate site.

  2. Window contractors: An experienced window contractor can usually give you a fairly accurate estimate of what your replacement windows cost might be. A home visit can determine the window sizes you'll need, and the labor costs involved in the project. Resources such as this website can help you connect with qualified window contractors in your locale.

  3. National Association of the Remodeling Industry: The NARI has a worksheet on their website that can assist you with determining whether your home improvement project is a good idea. The NARI website also provides suggestions on how to finance the project.

Once you've determined your replacement window budget, the next step is figuring out how you're going to pay for the project. You can qualify for federal energy tax credits up to $500 until December 31, 2011 by using Energy Star rated replacement windows for your upgrade.

You may also be able to use the FHA Powersaver loan program, or the FHA Energy Efficient HUD mortgage to finance your window replacement job. Both programs are designed to assist homeowners who want to make their houses more energy efficient. While you may not have extra cash burning a hole in your pocket, with a little leg work, you too can find the extra financial help you need to fund a worthwhile home improvement project.

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